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Too good to be true?CommentsPremiumUse your home (not super) to live a carefree retirement

Soaring house prices are a pain for first-time buyers but great news for retirees hoping to stay put. Here’s how they can leave their super savings to grow while living off the equity locked in the family home.

Wayne Leggett

Bruining Q+ACommentsPremiumIs my cash better off in a term deposit or super?

Q+A: Got a cash pile sitting in a term deposit? As we edge closer to a fall in returns as the RBA starts to cut interest rates, could that money be working harder for you in your super fund?

Nick Bruining

Bruining Q+ACommentsPremiumHelp, I’ve been burned by my stock broker! Can I get compo?

Q+A: Brokers can make big promises about what you’ll get for handing over your money. But what happens if the investment goes sideways? Here’s how to see if you’re entitled to compensation and how to get it.

Nick Bruining

Your MoneyCommentsPremiumDon’t spend hours on hold for Centrelink. Try this instead!

Sick and tired of spending hours waiting for Centrelink to pick up the phone and answer a simple query? We’ve got the shortcut you’ve been waiting for to get problems sorted much sooner.

Nick Bruining

Bruining Q+ACommentsPremiumWill an asbestos-related cancer payout take away my pension?

Q+A: Are you up for a big compensation payout? If you’re a pensioner, Centrelink doesn’t care why — or from where — you get the money, as long as they know about it. And that could cost you your pension.

Nick Bruining

Your MoneyCommentsPremiumSelling the family home to fund aged care a big mistake

Mum needs to move into care. The natural inclination might be to sell up everything, including the family home, to fund a spot in a nice place with great staff. That could be a huge mistake. Here’s why . . .

Nick Bruining

Bruining Q+ACommentsPremiumGot under $900k in a SMSF? It may be time to pull the plug

Q+A: Self-managed super funds offer flexibility but the cost burden to run them can be tough to swallow. If you’re paying an accountant $5500 and have less than $900k in there, it could be time to shut it down.

Nick Bruining

Your MoneyCommentsPremiumCentrelink contact a game-changer to slash wait times

Your Money has discovered a Centrelink hack that can put you on the fast track to getting your issue sorted sooner. And there also a great call centre dodge for West Australians.

Nick Bruining

Your MoneyCommentsPremiumHouse & pension at stake as parents risk it all to help kids

The bank of mum and dad may not be the lender of last resort you hoped for, with a new report showing the over-50s are the new category of Aussies facing financial stress, with their house and pension at stake.

Nick Bruining

Bruining Q+ACommentsPremiumHow long do I have left to get a supersized UK pension?

Q+A: Ever worked in the UK? The clock is ticking on your chance to back-pay missed National Insurance contributions and get an almighty return on today’s small investment come retirement. Here’s how. . .

Nick Bruining

Your MoneyCommentsPremiumMore cashed-up seniors to pocket coveted health care card

September 20 heralds the annual increase to limits allowing access to the popular Commonwealth Seniors Health Card. Even self-funded retirees who have maxed out their super to $3.8m can get it. Here’s how.

Nick Bruining

Your MoneyCommentsPremiumAre you worth over $1m? Yep, you can still score a pension

A sizeable hike in Centrelink pensions later this month will have the added bonus of allowing thousands of currently ineligible seniors to claim an age pension for the first time. Even millionaires qualify!

Nick Bruining

Your MoneyCommentsPremiumPart pensioners to brace for a nasty shock with ABP changes

Part pensioners and others sailing close to the point where Centrelink means testing applies may be in for a nasty shock over the next few weeks.

Nick Bruining

Your Money Q+ACommentsPremiumHow to inherit $300,000 and still keep hold of your pension

Q+A: News that you will inherit a small fortune can be life-changing. But what if you’re on an age pension? Will you keep it? Here’s the hacks you need to reduce your assets and still keep the payments coming.

Nick Bruining

Your MoneyCommentsPremiumProperty rich, asset poor? There’s a pension plan for that!

For the many seniors who are asset-rich but cash-poor, a deal offered by the Federal Government is worth a look, with up to 150 per cent of the age pension up for grabs at half the cost of the banks!

Nick Bruining

Don’t panic!CommentsPremiumFamily home part of pension test? Tell ‘em they’re dreamin’

Yet another group of financial boffins is eyeing off the family home for inclusion in Centrelink’s age pension means testing calculations. But here’s why seniors shouldn’t panic just yet. 

Nick Bruining

Your MoneyCommentsPremiumThe tax claim self-funded retirees don’t know about

Q+A: Are you a self-funded retiree? There’s an annual tax offset worth up to $1602 you may not know about. Better still, you can push unused portion on to your partner. Here’s how it works ...

Daniel Newell

Your MoneyCommentsPremiumCould days of excluding home from age pension test be over?

One powerful group of financial experts has recommended counting pensioners’ homes in Centrelink age pension means testing to help make housing more available for battling younger Australians.

Neale Prior

Your MoneyCommentsPremiumWhy you need to tread carefully as a trust beneficiary

Q+A: Can a distribution of up to $10,000 a year through a family trust generate a tax liability and affect our pension?

Nick Bruining

Your MoneyCommentsPremiumThe big suite of tax and pension changes that start today

The start of a new financial year usually heralds a bucketful of changes, but today is proving to be a monster with almost every Australian affected one way or another. Here’s how.

Nick Bruining

Your MoneyCommentsPremiumHow to gift land and still get Centrelink support

Q+A: So you subdivided a South West property and gave three children a block of land each. Could the properties gifted affect the support you get from Centrelink?

Nick Bruining

Your MoneyCommentsPremiumBuy or rent in retirees village? The answer may surprise you

Q+A: So you’ve sold up the family home and making the move to a retirement village. But should you choose to rent instead of buying a unit outright? Here’s the hints and tricks to consider before deciding.

Nick Bruining

Catch to gift of givingCommentsPremiumIt’s your money, give it to anyone . . . but there’s a catch

In this age of digital surveillance, it’s no surprise that many seniors have a similar misunderstanding about what they can do with their money. Here’s the rules you need to know first if you’re on a pension.

Nick Bruining

Your MoneyCommentsPremiumHow a Your Money reader took down Centrelink scammers

A new phishing scam targeting seniors and identified by a Your Money reader has triggered a renewed warning from WA Police after enquiries by The West Australian prompted a shut down order.

Nick Bruining